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Navigating the World of Dental Insurance Terminology

November 7th, 2024

Unless you work for an insurance company, you probably do not spend a lot of your time studying all the terminology that dental insurance companies use to describe the treatments and services they cover. If it seems pretty confusing, here are some of the most commonly used dental insurance terms and what they mean.

A Basic Glossary

Annual Maximum–The maximum amount your policy will pay per year for care at Pediatric Dentistry of Spartanburg. It is often divided into costs per individual, and (if you are on a family plan) per family

Co-payment– An amount the patient pays at the time of service before receiving care, and before the insurance pays for any portion of the care

Covered Services– A list of all the treatments, services, and procedures the insurance policy will cover under your contract

Deductible– A dollar amount that you must pay out of pocket each year before the insurance company will pay for any treatments or procedures

Diagnostic/Preventive Services– A category of treatments or procedures that most insurance will cover before the deductible which may include services like preventive appointments with Dr. HJ Turner and Dr. DJ Turner, X-rays, and evaluations

In-Network and Out-of-Network– A list of providers that are part of an insurance company’s “network”

  • If you visit in-network providers, the insurance company will typically cover a larger portion of the cost of the care you receive. If you visit someone who is not part of the network, known as an out-of-network provider, the insurance company may pay for a portion of the care, but you will pay a significantly larger share from your own pocket.

Lifetime Maximum– The maximum amount that an insurance plan will pay toward care for an individual or family (if you have an applicable family plan)

  • This is not a per-year maximum, but rather a maximum that can be paid over the entire life of the patient.

Limitations/Exclusions– A list of all the procedures an insurance policy does not cover

  • Coverage may limit the timing or frequency of a specific treatment or procedure (only covering a certain number within a calendar year), or may exclude some treatments entirely. Knowing the limitations and exclusions of a policy is very important.

Member/Insured/Covered Person/Beneficiary/Enrollee– Someone who is eligible to receive benefits under an insurance plan

Provider– Dr. HJ Turner and Dr. DJ Turner or other oral health specialist who provides treatment

Waiting Period– A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments; waiting periods may be waived if you were previously enrolled in another dental insurance plan with a different carrier

There are many different insurance options available, so you need to find out exactly what your insurance covers. It’s important to review your plan with a qualified insurance specialist. Don’t be afraid to ask questions about the policy so you can understand it fully and be confident that you know everything your policy covers the next time you come in for treatment at our Spartanburg, SC office.

“Witch” Halloween Treats Are Trickiest for Your Teeth?

October 30th, 2024

It’s that time of year again—Halloween! Carving pumpkins. Creating costumes. And, of course, collecting candy.

But some of the candies in that collection aren’t much of a treat for your teeth. When you’re deciding on the perfect pieces to choose from the candy cauldron, here are some tricks from Pediatric Dentistry of Spartanburg to identify the ones that can be more frightful than delightful for your tooth enamel:   

  • Is it Chewy or Sticky?

Any sticky or chewy candy—caramels, taffy, licorice, gummy anything—is candy that also sticks to your teeth. And it really sticks in between your teeth, where it’s harder to brush away.

The problem? Bacteria in plaque love sugar, and sticky candies provide them with hours of sugary feasting. Bacteria use this sugar to make acids, and acids cause weak spots in tooth enamel. These weak spots will get bigger over time as the bacteria keep on attacking your enamel, and that’s how you can end up with a cavity. Less sugar that spends less time on your teeth = fewer cavities!

  • Is it Sour?

Sour candies get that intense, lip-puckering taste because they’re so acidic. What’s wrong with acids? Just like the acids made by bacteria, acids in food attack our tooth enamel, too.

Sour candies are hard on your teeth all by themselves. When you eat a candy that’s both sour (acidic) and gummy (sticky), all coated in sugar, that’s triple trouble!

  • Is it Hard or Crunchy?

Some kids like hard candies like lollipops and fruity drops because they last a long time. But that’s the problem. All that time a hard candy rolls around in your mouth is time spent bathing your teeth with sugar.

Thinking of shortening your sugar exposure by chewing hard candies? Also a bad idea! Crunching into a piece of hard candy can chip or crack a tooth and even damage fillings.

Luckily, there are healthier trick-or-treating choices if you know what to look for. 

  • Soft Candies and Chocolates

A chocolate bar, a peanut butter cup, mint patties, and other soft candies won’t stick around on your teeth the same way chewy or hard candies do. No sour acids, either. And because dark chocolate has less sugar than lighter chocolates, it’s an even healthier choice.

  • Sugar-Free Gum

This treat is not only sugarless, but chewing it helps us make more saliva. Saliva washes away sugary food particles and helps lower the amount of acids in the mouth. You can get the same results with sugar-free lollipops or hard candies—just don’t crunch down on them.

No need to skip the trick-or-treating this year. Occasional sugary or acidic treats can be balanced out with daily brushing and flossing, a healthy diet, and regular visits to our Spartanburg, SC office for exams and cleanings. When you do enjoy a treat that’s sugary or acidic, there are tricks to help you keep your smile healthy and cavity-free.

  • Eat a treat or two with your meals instead of snacking through the day. You won’t be exposing your teeth to sugar for hours at a time, which means bacteria and acids won’t be haunting your enamel all day long.
  • Drink water. If you eat your candy with an acidic soda or juice, you’re getting sugar + sugar + acids. That’s a scary recipe when it comes to healthy teeth! Water helps wash away sugar and acids—and, if you have fluoridated water in your community, you’ll be getting a bit of fluoride to strengthen your enamel, too.
  • Halloween is no time to ghost your toothbrush and floss. Be extra careful to brush and clean between your teeth after eating sweets.

Any questions? Talk to Dr. HJ Turner and Dr. DJ Turner to learn the best ways to keep your smile looking boo-tiful all year long!

My child has autism. What should we expect at your office?

October 23rd, 2024

At Pediatric Dentistry of Spartanburg, we know that as many as one in 88 children today have some form of autism, a complex brain disorder that affects a child's ability to communicate or form relationships, and makes a child appear distant, aloof, or detached from other people or surroundings. Autism varies widely in symptoms and severity, and some people have coexisting conditions such as intellectual disability or even epilepsy.

That is why Dr. HJ Turner and Dr. DJ Turner and our team are specially trained to provide dental care to the entire special needs community, including autistic children. We know that a visit to the dentist with an autistic child can be difficult. In addition to the common fears associated with strangers, there are also unfamiliar sounds, sensations, bright lights, and tastes with which your child may not be comfortable. We work with parents to make sure visiting the dentist is not so traumatic for our autistic patients.

Dr. HJ Turner and Dr. DJ Turner and our team also know that patients with autism may be more interested in equipment and instruments than in us. We show our patients every piece of equipment we are going to use in a way that they can understand. We also allow a patient to sit in a parent's lap in the open bay if he or she is not feeling at ease. We want your child to enjoy getting to know us and to be comfortable while under our care.

A pleasant, comfortable visit at our Spartanburg, SC office builds trust and helps put your child at ease for future appointments. Before a visit, we ask parents or guardians to bring their child's favorite toy, comfort item, music, or other coping device their child requires. We have a caring and compassionate team and know how to help autistic children acclimate themselves to a dental environment. We may not get everything done at the first visit, but we are able to schedule several appointments so that your child can get used to our office, the dentist, instruments, and our staff.

Children, especially those afflicted with autism, are not born with a fear of the dentist, but they can fear the unknown. Our team at Pediatric Dentistry of Spartanburg genuinely cares for our patients beyond their teeth, and are more than happy to discuss any concerns you may have, as well as answer questions about your child's ongoing dental treatment. Please give us a call to learn more or schedule an appointment with Dr. HJ Turner and Dr. DJ Turner.

The Safety of Dental X-Rays

October 17th, 2024

An article was released to the public stating that dental X-rays contribute to a type of brain cancer. After reading an article like this, your first thought may be to avoid dental X-rays, but you may want to hold off on that quick judgment. As with any treatment we offer at Pediatric Dentistry of Spartanburg, education is your most valuable tool in deciding what is best for you.

How often dental X-rays are taken is based on risk for infection, physical symptoms, and clinical findings. The American Dental Association (ADA) is a governing body over the dental profession. The ADA states, “ . . . healthy adults receive routine mouth X-rays every two to three years. Dental X-rays are recommended every one to two years for children and every 1.5 to three years for teens. Children often require more X-rays than adults because of their developing teeth and jaws and increased likelihood for cavities.”

A "caries risk category" often determines how often dental X-rays are taken. The most recent documented resource to determine a caries risk is Caries Management by Risk Assessment (CAMBRA). This was adopted by the ADA and is used by dental professionals giving interval recommendations for X-rays.

With knowledge of your risk for dental infection, you will be informed by Dr. HJ Turner and Dr. DJ Turner of the interval at which dental X-rays should be taken. You can rest assured that the standards published by the ADA have been researched extensively and are there to protect your personal health and safety.

Dental X-rays are most commonly digital, which significantly reduces exposure. There is more radiation exposure from the sun or in an airplane than in a dental X-ray. It is common practice to use a lead apron with a thyroid collar for protection during X-ray exposure.

Having a cavity means having an active, potentially harmful infection. Diagnosing such infection with minimal exposure through digital dental X-rays at our Spartanburg, SC office does more good than harm.

“Dr. Jensen and his staff are wonderful! They are caring, knowledgeable, and friendly. We have been with Pediatric Dentistry of Spartanburg for over a year now and I'm happy we found them. I wouldn't want my children to go anywhere else.”

~ Sequita W

“Both of my daughters have been patients of Dr. Turner for years. I have found Dr. Turner and his staff always to be loving, caring, and professional.”

~ Lois W

“They are always gentle with my children. They make them feel very comfortable too. We have been coming for so long that they are like family.”

~ Liva R
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